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	<title>Postal News, Vision, Information &#38; Commentary &#187; catalogs</title>
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	<description>Where The Mailing Community Gets Its Say</description>
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		<title>Mail, AARP &amp; 53 Million Trees</title>
		<link>http://www.postal2020.com/mail-aarp-53-million-trees/</link>
		<comments>http://www.postal2020.com/mail-aarp-53-million-trees/#comments</comments>
		<pubDate>Tue, 03 Jun 2008 15:10:16 +0000</pubDate>
		<dc:creator>PGM</dc:creator>
				<category><![CDATA[News & Commentary]]></category>
		<category><![CDATA[AARP]]></category>
		<category><![CDATA[catalogs]]></category>
		<category><![CDATA[mail]]></category>
		<category><![CDATA[trees]]></category>

		<guid isPermaLink="false">http://www.postal2020.com/?p=110</guid>
		<description><![CDATA[According to the AARP Bulletin, &#8220;the 19 billion catalogs mailed to Americans every year consume 3.6 million tons of paper and 53 million trees.&#8221; (See May 2008, Page 25)
Such a short sentence. Can it be true?
Let&#8217;s see, according to the Environmental Protection Agency, advertising mail (also known as &#8220;Standard A&#8221; mail) totals 5.89 million tons [...]]]></description>
			<content:encoded><![CDATA[<p>According to the <a href="http://bulletin.aarp.org/yourmoney/saveabuck/articles/save_a_buck__catalogs.html">AARP Bulletin</a>, &#8220;the 19 billion catalogs mailed to Americans every year consume 3.6 million tons of paper and 53 million trees.&#8221; (See May 2008, Page 25)</p>
<p>Such a short sentence. Can it be true?</p>
<p>Let&#8217;s see, according to the Environmental Protection Agency, advertising mail (also known as &#8220;Standard A&#8221; mail) totals 5.89 million tons before recycling. However, 2.28 million tons are recycled, a recovery rate of 38.7%. (See: <a href="http://www.postal2020.com/EPA-06data.pdf">2006 MSW Characterization Data Tables</a>, EPA, table 4).</p>
<p>So, if we subtract 2.28 million tons from 5.89 million tons we get 3.61 million tons of advertising mail.</p>
<p>Does this mean that 3.6 million tons of material was made from trees? Nope. Not hardly. Much of what goes through the mailstream comes from recycled materials.</p>
<p>Not only that, but not all advertising mail consists of &#8220;catalogs.&#8221; According to the U.S. Postal Service, <a href="http://www.usps.com/send/waystosendmail/senditwithintheus/standardmail.htm">Standard A mail includes</a> printed matter, flyers, circulars and advertising; newsletters, bulletins and catalogs; and small packages.</p>
<p>But let&#8217;s say there are 19 billion catalogs. How much ad mail is sent out each year?</p>
<p>According to the 2007 annual report of the U.S. Postal Service and there we can see that <a href="http://www.usps.com/history/anrpt07/opstats_002.htm">103.5 billion pieces of ad mail</a> went through the mailstream.</p>
<p>Nineteen billion items sure seems like a small part of 103.5 billion items, which means that it&#8217;s not possible for 19 billion catalogs to use 3.6 million tons of paper unless flyers, circulars, newspapers and such suddenly weigh nothing.</p>
<p>Now, about those trees:</p>
<p>If we have 3.6 million tons of ad mail, and if each ton weighs 2,000 pounds, that would mean we have 7,200,000,000 pounds of material. If it takes 53 million trees to make 7.2 billion pounds of paper then an average &#8220;tree&#8221; weighs just 135.84 pounds!</p>
<p>Does this make sense to anyone?</p>
<p>According to AARP&#8217;s 2005 <a href="http://www.guidestar.org/FinDocuments/2005/951/985/2005-951985500-039896f4-9O.pdf">IRS Form 990</a>, the association spent $108.3 million on &#8220;printing and shipping.&#8221;</p>
<p>AARP says that its &#8220;more than 36 million members receive &#8216;AARP The Magazine,&#8217; which is published every other month (bimonthly)&#8221; and that &#8220;all members also receive 11 issues of &#8216;AARP Bulletin,&#8217; a monthly publication (July and August are combined).&#8221;</p>
<p>That&#8217;s six magazines per year x 36,000,000 or 216,000,000 million magazines annually plus 11 bulletins per year x 36,000,000 or 396,000,000 bulletins &#8212; a total of 612,000,000 paper-based items sent through the mailstream per year.</p>
<p>Surely if AARP is worried about teeny micro trees it could shut off its own distribution torrent and rebate $100 million or so to its members. Otherwise it ought to explain why using the mail is okay for AARP &#8212; but not okay for others. It should also explain what will happen to stamp prices if advertisers leave the mailstream.</p>
<p>Most importantly, if mail volume is reduced AARP should explain what will happen to the  jobs inside our borders that are anchored by the mailstream. As The Washington Post has <a href="http://www.washingtonpost.com/ac2/wp-dyn/A16137-2004Mar22">explained</a>:</p>
<p>&#8220;The Postal Service has about 738,000 employees, relies on revenue from operations rather than taxpayer funding and is one of few federal bureaucracies with which most Americans have regular contact. It is at the center of a $900 billion mailing industry, which employs 9 million people in such businesses as direct mail, paper manufacturers and printers.&#8221;</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/AARP' rel='tag' target='_self'>AARP</a>, <a class='technorati-link' href='http://technorati.com/tag/catalogs' rel='tag' target='_self'>catalogs</a>, <a class='technorati-link' href='http://technorati.com/tag/mail' rel='tag' target='_self'>mail</a>, <a class='technorati-link' href='http://technorati.com/tag/trees' rel='tag' target='_self'>trees</a></p>

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		<item>
		<title>How Mail Order Changed America&#8217;s Shopping Habits</title>
		<link>http://www.postal2020.com/how-mail-order-changed-americas-shopping-habits/</link>
		<comments>http://www.postal2020.com/how-mail-order-changed-americas-shopping-habits/#comments</comments>
		<pubDate>Tue, 27 May 2008 08:32:36 +0000</pubDate>
		<dc:creator>PGM</dc:creator>
				<category><![CDATA[Mail & Jobs]]></category>
		<category><![CDATA[catalogs]]></category>
		<category><![CDATA[choice]]></category>
		<category><![CDATA[convenience]]></category>
		<category><![CDATA[history]]></category>
		<category><![CDATA[mail]]></category>
		<category><![CDATA[oppoortunity]]></category>
		<category><![CDATA[options]]></category>
		<category><![CDATA[postal]]></category>
		<category><![CDATA[rural]]></category>

		<guid isPermaLink="false">http://www.postal2020.com/?p=87</guid>
		<description><![CDATA[In an age when the Internet is growing, highways are crowded and shopping centers have gone upscale, more and more people are turning to mail-order and the convenience and bargains it offers.
The current interest in mail-order shopping is hardly new. Mail order has been popular for more than a century, in large measure because direct mail [...]]]></description>
			<content:encoded><![CDATA[<p>In an age when the Internet is growing, highways are crowded and shopping centers have gone upscale, more and more people are turning to mail-order and the convenience and bargains it offers.</p>
<p>The current interest in mail-order shopping is hardly new. Mail order has been popular for more than a century, in large measure because direct mail assures low prices nationwide.</p>
<p>In the 1880s, consumers outside major cities depended on local stores with small inventories. Such stores were free to charge whatever the market would bear, and since there was often no other nearby source of goods and supplies, consumers paid high prices for common<br />
merchandise.</p>
<p>Not only were local stores expensive, they were inefficient. Because they only served a small number of consumers, they could not place large orders. Without large orders, local stores could not get volume discounts that could mean big savings to consumers.</p>
<p>Enter mail order. Aaron Montgomery Ward started his catalog business in 1872 while Richard Sears mailed his first fliers in the 1880s. For the first time consumers were no longer captive. They could get attractive goods and prices whether they lived in the middle of Manhattan or a remote rural setting.</p>
<p>The contest between mail-order houses and local stores centered on three major issues &#8212; price, inventory and assurances &#8212; the very factors which made mail order houses successful.</p>
<p>On the issue of price, there was little doubt that mail order goods could be competitive.</p>
<p>The postal system allowed direct-mail companies to operate on a national basis. With a customer base that potentially included anyone with a mailbox, catalog companies could order in bulk, obtain huge discounts and then pass the savings on to consumers.</p>
<p>To see how this system worked consider the cost of bicycles. In 1897, according to <a href="http://www.amazon.com/exec/obidos/tg/detail/-/0060156244/qid=1083150096/sr=1-8/ref=sr_1_8/104-8847678-3852734?v=glance&amp;s=books" target="_blank">Made in the USA</a>, a history of American business by Thomas V. DiBacco, bicycles were selling from $75 to $100 &#8212; at least until the public saw the Sears Roebuck catalog. Sears, which sold thousands of units per week, charged $5 to $19.75 depending on the model selected.</p>
<p>Not only did Sears sell bikes, it sold just about everything. In 1897, according to the <a href="http://web.archive.org/web/20070707135437/http://www.usps.com/history/his2_5.htm" target="_blank">History of the U.S. Postal Service</a>, &#8220;Sears boasted it was selling four suits and a watch every minute, a buggy every ten minutes, and a revolver every two minutes.&#8221;</p>
<p>Some mailers became so large that rather than buying from a factory at discount, they simply bought suppliers or created their own. In-house suppliers allowed mail-order firms to cut costs even further.</p>
<p>Not only did consumers want low prices, they also wanted variety &#8212; 20 kinds of dresses rather than two. Here again, the enormous volume generated by leading mail order houses made huge inventories not only possible but also practicable.</p>
<p>But price and variety, while important, have only limited value if the goods themselves are shoddy or poorly-made. So the mail-order firms protected consumers with powerful guarantees.</p>
<p>Montgomery Ward was one of the first companies to offer a money-back guarantee, and the Sears Roebuck pledge of &#8220;satisfaction guaranteed or your money back&#8221; is one of the best-known commitments in American business.</p>
<p>Today the marketplace has changed and so has mail-order marketing. Now firms of every size use mail order and the result has profoundly changed the American marketplace:</p>
<ul>
<li> Prices must be competitive regardless of location. If a local merchant cannot supply goods at reasonable costs, then consumers can turn to the national market created by direct mail.</li>
<li> Because postage rates are the same everywhere, because the cost of a stamp is the same in both Alaska and New York, all sections of the country can compete on an equal footing.</li>
<li> The economies of scale which work so well in manufacturing are also possible in retailing, especially when a &#8220;store&#8221; has no geographic boundaries.</li>
<li>A company in a small community can reach consumers in the biggest markets nationwide through the mailstream.</li>
<li> Merchandise which may be &#8220;seasonal&#8221; and out of stock in one area may be available through catalog companies that serve a national clientele.</li>
<li> Residents of rural areas can get the same goods as those who live in major urban centers. And with mail order, those who live in country settings need pay no more than individuals who reside in the<br />
heart of major metropolitan regions.</li>
<li> Mail order allows individuals to shop at their leisure, at 10 PM or at 6 AM according to individual needs and desires, a value not to be ignored in an era where two-worker families and single-parent<br />
households are common.</li>
<li> Mail order makes specialization possible. For instance, while there may not be enough demand in one community to support a store that sells only carved wooden ducks, a catalog going to millions of people nationwide can easily support the plants and people who produce such carvings.</li>
<li> Mail order allows local businesses to compete with huge national corporations. A hardware store, for example, can target consumers in a 1-mile radius with direct mail. Such small mailings may not make sense for a corporate giant, but they can produce excellent results at little cost for a local retailer.</li>
<li>In practical terms, the Internet increasingly serves as a &#8220;front desk&#8221; where goods and services can be ordered &#8212; and then delivered (and sometimes returned) through the mailstream.</li>
</ul>
<p>All in all, not bad for an industry that had it&#8217;s modern beginnings a little more than a century ago with Mr. Ward, Mr. Sears and a few stamps.</p>
<div id="copyright">
<p>© 2008 <a href="http://www.postal2020.com" target="_blank">Postal2020.com</a>, All Rights Reserved.</p>
</div>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/catalogs' rel='tag' target='_self'>catalogs</a>, <a class='technorati-link' href='http://technorati.com/tag/choice' rel='tag' target='_self'>choice</a>, <a class='technorati-link' href='http://technorati.com/tag/convenience' rel='tag' target='_self'>convenience</a>, <a class='technorati-link' href='http://technorati.com/tag/history' rel='tag' target='_self'>history</a>, <a class='technorati-link' href='http://technorati.com/tag/mail' rel='tag' target='_self'>mail</a>, <a class='technorati-link' href='http://technorati.com/tag/Mail+%26amp%3B+Jobs' rel='tag' target='_self'>Mail &amp; Jobs</a>, <a class='technorati-link' href='http://technorati.com/tag/oppoortunity' rel='tag' target='_self'>oppoortunity</a>, <a class='technorati-link' href='http://technorati.com/tag/options' rel='tag' target='_self'>options</a>, <a class='technorati-link' href='http://technorati.com/tag/postal' rel='tag' target='_self'>postal</a>, <a class='technorati-link' href='http://technorati.com/tag/rural' rel='tag' target='_self'>rural</a></p>

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		</item>
		<item>
		<title>Every Day Can Be Special When You Shop By Mail</title>
		<link>http://www.postal2020.com/every-day-can-be-special-when-you-shop-by-mail/</link>
		<comments>http://www.postal2020.com/every-day-can-be-special-when-you-shop-by-mail/#comments</comments>
		<pubDate>Fri, 23 May 2008 15:41:52 +0000</pubDate>
		<dc:creator>PGM</dc:creator>
				<category><![CDATA[Advertorials]]></category>
		<category><![CDATA[catalogs]]></category>
		<category><![CDATA[choice]]></category>
		<category><![CDATA[gas]]></category>
		<category><![CDATA[mail]]></category>
		<category><![CDATA[malls]]></category>
		<category><![CDATA[shopping]]></category>
		<category><![CDATA[traffic]]></category>

		<guid isPermaLink="false">http://www.postal2020.com/?p=61</guid>
		<description><![CDATA[Father&#8217;s Day, Mother&#8217;s Day, Christmas, a birthday, a graduation, a promotion, a new job, Valentine&#8217;s Day, an anniversary &#8212; there&#8217;s a lot to celebrate, something important almost every month.
And being in the holiday spirit &#8212; no matter which holiday is at hand &#8212; means having the right gift at the right time.
Little wonder that when [...]]]></description>
			<content:encoded><![CDATA[<p>Father&#8217;s Day, Mother&#8217;s Day, Christmas, a birthday, a graduation, a promotion, a new job, Valentine&#8217;s Day, an anniversary &#8212; there&#8217;s a lot to celebrate, something important almost every month.</p>
<p>And being in the holiday spirit &#8212; no matter which holiday is at hand &#8212; means having the right gift at the right time.</p>
<p>Little wonder that when it comes to special days, more and more Americans avoid the hassle of traffic, mall prices, and limited store hours to shop the easy way. By catalog.</p>
<p>More than 10,000 catalogs bring a world of goods and services to your front door. Clothes, furniture, electronics, books, jewelry, gift items, tools &#8212; you name it, and there&#8217;s a catalog that&#8217;s got it.</p>
<p>For more than 100 years mail-order catalogs have been the consumer&#8217;s best friend, an American tradition that means selection, value, and low prices. And today, when time is precious, catalogs allow consumers to shop at home, pay at home, and get delivery at home.</p>
<p>So the next time one of those special days is on the horizon, be prepared. Sit down, put your feet up, order by catalog. And let the world come to you.</p>
<p><strong>Mail. The Medium that Delivers.</strong></p>
<p>© 2008 Postal2020.com, All Rights Reserved.</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/catalogs' rel='tag' target='_self'>catalogs</a>, <a class='technorati-link' href='http://technorati.com/tag/choice' rel='tag' target='_self'>choice</a>, <a class='technorati-link' href='http://technorati.com/tag/gas' rel='tag' target='_self'>gas</a>, <a class='technorati-link' href='http://technorati.com/tag/mail' rel='tag' target='_self'>mail</a>, <a class='technorati-link' href='http://technorati.com/tag/malls' rel='tag' target='_self'>malls</a>, <a class='technorati-link' href='http://technorati.com/tag/shopping' rel='tag' target='_self'>shopping</a>, <a class='technorati-link' href='http://technorati.com/tag/traffic' rel='tag' target='_self'>traffic</a></p>

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		</item>
		<item>
		<title>It Means Too Much To Be Called &#8220;Junk&#8221;</title>
		<link>http://www.postal2020.com/it-means-too-much-to-be-called-junk/</link>
		<comments>http://www.postal2020.com/it-means-too-much-to-be-called-junk/#comments</comments>
		<pubDate>Fri, 23 May 2008 15:40:45 +0000</pubDate>
		<dc:creator>PGM</dc:creator>
				<category><![CDATA[Advertorials]]></category>
		<category><![CDATA[catalogs]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[growth]]></category>
		<category><![CDATA[labels]]></category>
		<category><![CDATA[mail]]></category>
		<category><![CDATA[Mail & Jobs]]></category>
		<category><![CDATA[value]]></category>
		<category><![CDATA[values]]></category>

		<guid isPermaLink="false">http://www.postal2020.com/?p=60</guid>
		<description><![CDATA[Advertising mail gets a bum rap, especially from those who call it &#8220;junk mail.&#8221;
&#8220;Junk&#8221; suggests that advertising mail benefits no one, that it is useless and without worth. But the truth is that advertising mail provides important values. It fuels economic growth by generating sales. It provides jobs for people in every state. It&#8217;s vital [...]]]></description>
			<content:encoded><![CDATA[<p>Advertising mail gets a bum rap, especially from those who call it &#8220;junk mail.&#8221;</p>
<p>&#8220;Junk&#8221; suggests that advertising mail benefits no one, that it is useless and without worth. But the truth is that advertising mail provides important values. It fuels economic growth by generating sales. It provides jobs for people in every state. It&#8217;s vital to charitable, educational, consumer, ecological, political and medical causes nationwide. It brings coupons and catalogs to millions of Americans each day, including the elderly, the rural and the disabled.</p>
<p>Advertising mail supports our universal mail delivery system by lowering the cost of postal services. In fact, without advertising mail, the price of a first-class letter would soar.</p>
<p>Why? The Postal Service has fixed costs for people and facilities. Advertising mail represents about half of all mail volume. Take away advertising mail and to keep universal postal deliveries nationwide, six days a week, you still need most of the postal facilities and people now on the payroll. Fewer users sharing largely the same fixed costs means only one thing &#8212; vastly higher rates for the postal patrons who remain.</p>
<p>Don&#8217;t let anybody fool you. Advertising mail is many things. But it&#8217;s not &#8220;junk.&#8221;</p>
<p><strong>Mail. The Medium that Delivers.</strong></p>
<p>© 2008 Postal2020.com, All Rights Reserved.</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/catalogs' rel='tag' target='_self'>catalogs</a>, <a class='technorati-link' href='http://technorati.com/tag/coupons' rel='tag' target='_self'>coupons</a>, <a class='technorati-link' href='http://technorati.com/tag/economy' rel='tag' target='_self'>economy</a>, <a class='technorati-link' href='http://technorati.com/tag/growth' rel='tag' target='_self'>growth</a>, <a class='technorati-link' href='http://technorati.com/tag/labels' rel='tag' target='_self'>labels</a>, <a class='technorati-link' href='http://technorati.com/tag/mail' rel='tag' target='_self'>mail</a>, <a class='technorati-link' href='http://technorati.com/tag/Mail+%26amp%3B+Jobs' rel='tag' target='_self'>Mail &amp; Jobs</a>, <a class='technorati-link' href='http://technorati.com/tag/Mail+%26amp%3B+Jobs' rel='tag' target='_self'>Mail &amp; Jobs</a>, <a class='technorati-link' href='http://technorati.com/tag/value' rel='tag' target='_self'>value</a>, <a class='technorati-link' href='http://technorati.com/tag/values' rel='tag' target='_self'>values</a></p>

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		</item>
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		<title>How Do You Stuff A Shopping Mall Into A Mailbox?</title>
		<link>http://www.postal2020.com/how-do-you-stuff-a-shopping-mall-into-a-mailbox/</link>
		<comments>http://www.postal2020.com/how-do-you-stuff-a-shopping-mall-into-a-mailbox/#comments</comments>
		<pubDate>Fri, 23 May 2008 15:39:09 +0000</pubDate>
		<dc:creator>PGM</dc:creator>
				<category><![CDATA[Advertorials]]></category>
		<category><![CDATA[catalogs]]></category>
		<category><![CDATA[choice]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[Mail & Jobs]]></category>
		<category><![CDATA[mail order]]></category>
		<category><![CDATA[selections]]></category>

		<guid isPermaLink="false">http://www.postal2020.com/?p=59</guid>
		<description><![CDATA[The average shopping mall is a big place with lots of stores and acres of parking. But even the biggest malls can&#8217;t match the array of choices you&#8217;ll find each day in America&#8217;s mailboxes.
Fact is, more than 10,000 catalogs are produced every year. They&#8217;re created by businesses in every state and used by families and [...]]]></description>
			<content:encoded><![CDATA[<p>The average shopping mall is a big place with lots of stores and acres of parking. But even the biggest malls can&#8217;t match the array of choices you&#8217;ll find each day in America&#8217;s mailboxes.</p>
<p>Fact is, more than 10,000 catalogs are produced every year. They&#8217;re created by businesses in every state and used by families and firms nationwide.</p>
<p>Just about everyone orders from catalogs and those orders mean jobs. Jobs America needs. Jobs we can&#8217;t afford to lose. Jobs that represent buying power for households, economic growth for our nation, and tax revenues for government at every level.</p>
<p>Catalogs keep gas in your tank, where it belongs. With catalogs you can avoid extra trips, parking hassles, crowds, limited inventories and missed sales and discounts.</p>
<p>Catalogs also mean convenience, value, access, and choice. A mall in the mailbox for everyone, including the elderly, the rural, and the disabled. After all, the best America has to offer should be available no matter who you are or where you live.</p>
<p><strong>Mail. The Medium that Delivers.</strong></p>
<p>© 2008 Postal2020.com, All Rights Reserved.</p>

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		<title>You Work Hard for Your Money, Ad Mail Makes Shopping Easy &amp; Convenient</title>
		<link>http://www.postal2020.com/you-work-hard-for-your-money-ad-mail-makes-shopping-easy-convenient/</link>
		<comments>http://www.postal2020.com/you-work-hard-for-your-money-ad-mail-makes-shopping-easy-convenient/#comments</comments>
		<pubDate>Fri, 23 May 2008 09:04:02 +0000</pubDate>
		<dc:creator>PGM</dc:creator>
				<category><![CDATA[Advertorials]]></category>
		<category><![CDATA[catalogs]]></category>
		<category><![CDATA[choices]]></category>
		<category><![CDATA[coupons]]></category>
		<category><![CDATA[mail]]></category>
		<category><![CDATA[options]]></category>

		<guid isPermaLink="false">http://www.postal2020.com/?p=64</guid>
		<description><![CDATA[Advertising mail makes you the boss. You can open it now, read it later, or not at all. And with advertising mail, there are no bells to answer, program interruptions, or other distractions.
You can choose to buy or not buy a product or service. You can choose in the comfort of your home or the [...]]]></description>
			<content:encoded><![CDATA[<p>Advertising mail makes you the boss. You can open it now, read it later, or not at all. And with advertising mail, there are no bells to answer, program interruptions, or other distractions.</p>
<p>You can choose to buy or not buy a product or service. You can choose in the comfort of your home or the convenience of your office, and you can choose without having to endure high-pressure sales tactics.</p>
<p>Need to shop at night? Don&#8217;t want to travel across town? Tired of traffic, pollution, parking hassles, and long check-out lines? What about the cost of gas? Mail lets you do business on your terms and on your schedule. Not someone else&#8217;s.</p>
<p>Want to know who offers the lowest price in town? The broadest selection? The greatest value? Advertising mail can tell you &#8212; in a way that&#8217;s convenient, hassle-free and without computer viruses.</p>
<p>And there&#8217;s something else about advertising mail. It makes everyone compete a little harder. Because in a world with choices, you don&#8217;t have to settle for second best.</p>
<p><strong>Mail. The Medium that Delivers.</strong></p>
<p>© 2008 Postal2020.com, All Rights Reserved.</p>

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